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Anti-selection & genetic testing in insurance: an interdisciplinary perspective
journal contribution
posted on 2023-05-21, 15:12 authored by Golinghorst, D, de Paor, A, Joly, Y, Macdonald, AS, Margaret OtlowskiMargaret Otlowski, Peter, R, Prince, AERAnti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.
History
Publication title
Journal of Law, Medicine & EthicsVolume
50Pagination
139 -154ISSN
1748-720XDepartment/School
Faculty of LawPublisher
Sage Publications, IncPlace of publication
United StatesRights statement
© 2022 The Author(s)Repository Status
- Restricted