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Anti-selection & genetic testing in insurance: an interdisciplinary perspective

journal contribution
posted on 2023-05-21, 15:12 authored by Golinghorst, D, de Paor, A, Joly, Y, Macdonald, AS, Margaret OtlowskiMargaret Otlowski, Peter, R, Prince, AER
Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.

History

Publication title

Journal of Law, Medicine & Ethics

Volume

50

Pagination

139 -154

ISSN

1748-720X

Department/School

Faculty of Law

Publisher

Sage Publications, Inc

Place of publication

United States

Rights statement

© 2022 The Author(s)

Repository Status

  • Restricted

Socio-economic Objectives

Ethics not elsewhere classified; Law reform; Other law, politics and community services not elsewhere classified

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