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Anti-selection & genetic testing in insurance: an interdisciplinary perspective
Citation
Golinghorst, D and de Paor, A and Joly, Y and Macdonald, AS and Otlowski, M and Peter, R and Prince, AER, Anti-selection & genetic testing in insurance: an interdisciplinary perspective, Journal of Law, Medicine & Ethics, 50, (1) pp. 139 -154. ISSN 1748-720X (2022) [Refereed Article]
Copyright Statement
© 2022 The Author(s)
Abstract
Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.
Item Details
| Item Type: | Refereed Article |
|---|---|
| Keywords: | anti-selection, insurance, ELSI, adverse selection |
| Research Division: | Law and Legal Studies |
| Research Group: | Law in context |
| Research Field: | Law in context not elsewhere classified |
| Objective Division: | Law, Politics and Community Services |
| Objective Group: | Justice and the law |
| Objective Field: | Law reform |
| UTAS Author: | Otlowski, M (Professor Margaret Otlowski) |
| ID Code: | 154467 |
| Year Published: | 2022 |
| Deposited By: | Law |
| Deposited On: | 2022-12-02 |
| Last Modified: | 2023-02-09 |
| Downloads: | 0 |
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