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Anti-selection & genetic testing in insurance: an interdisciplinary perspective

Citation

Golinghorst, D and de Paor, A and Joly, Y and Macdonald, AS and Otlowski, M and Peter, R and Prince, AER, Anti-selection & genetic testing in insurance: an interdisciplinary perspective, Journal of Law, Medicine & Ethics, 50, (1) pp. 139 -154. ISSN 1748-720X (2022) [Refereed Article]

Copyright Statement

2022 The Author(s)

DOI: doi:10.1017/jme.2022.18

Abstract

Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.

Item Details

Item Type:Refereed Article
Keywords:anti-selection, insurance, ELSI, adverse selection
Research Division:Law and Legal Studies
Research Group:Law in context
Research Field:Law in context not elsewhere classified
Objective Division:Law, Politics and Community Services
Objective Group:Justice and the law
Objective Field:Law reform
UTAS Author:Otlowski, M (Professor Margaret Otlowski)
ID Code:154467
Year Published:2022
Deposited By:Law
Deposited On:2022-12-02
Last Modified:2023-02-09
Downloads:0

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