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On Neoliberalism and Welfare: Payday Lending and Commodifying Social Provisioning


Banks, M and Marston, G, On Neoliberalism and Welfare: Payday Lending and Commodifying Social Provisioning, Narratives of Globalization: Reflections on the Global Condition, Rowman & Littlefield International, JCH Lee (ed), London, United Kingdom, pp. 73-84. ISBN 9781783484423 (2015) [Research Book Chapter]

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Copyright 2015 Rowman & Littlefield International

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You would be forgiven for hazarding that the lounge room was in a working-class house some way out of central London, Toronto or maybe Chicago. Our chairs were comfortable but had seen better days. Curious kids climbed over us. The TV was blaring, and it was a bit stuffy from cigarettes. You get the picture. We just happened to be in a western suburb of Melbourne. Even before we sat down, Maryanne (a pseudonym), who had contacted us after hearing that she'd receive $50 for an interview about how she managed her money, offered us a cup of tea. There had been an awkward moment when we were deftly steered away from the kitchen. After interviewing more than a hundred people on low incomes, mostly around kitchen tables, we were on autopilot. Oops! No table-just some indentations in the linoleum showing where it had been before losing a leg. Anyway, the tea settled things down.

Item Details

Item Type:Research Book Chapter
Keywords:payday loans, inequality, social services, welfare conditionality
Research Division:Human Society
Research Group:Development studies
Research Field:Poverty, inclusivity and wellbeing
Objective Division:Law, Politics and Community Services
Objective Group:Government and politics
Objective Field:Public services policy advice and analysis
UTAS Author:Banks, M (Dr Marcus Banks)
ID Code:150526
Year Published:2015
Deposited By:Management
Deposited On:2022-06-19
Last Modified:2022-07-15

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