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Conclusion: Deconstructing the dualisms of elemental insurance


Lucas, CH, Conclusion: Deconstructing the dualisms of elemental insurance, Climate, Society and Elemental Insurance: Capacities and Limitations, Routledge, K Booth, C Lucas & S French (ed), Oxford, UK, pp. 70-82. ISBN 978-0-367-74386-4 (2022) [Research Book Chapter]

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Copyright 2022 Routledge

DOI: doi:10.4324/9781003157571-21


This conclusion presents some closing thoughts on the key concepts discussed in the preceding chapters of this book. The book points out that insurance responds to climate change in contradictory ways. It explores and disturbs the apparent modern dualism of emotion and rationality as it applies to insurance. The book describes insurantial descriptions of resilience that emphasise individual self-discipline and self-reliance, through the purchase of insurance. It describes how big data being used by insurtech is ‘in the wild’ – stripped of past certainties and breaking the assumptions of tried and tested technical insurance methodologies. The book also offers opportunities to ‘gently manipulate or ‘nudge’’ customers into behaviours that suit insurance companies. Big data and insurtech innovations are also promoted as transformative of the industry, enabling insurers to provide tailored policies that are also able to promote and reward adaptive behaviour.

Item Details

Item Type:Research Book Chapter
Keywords:insurance, climate change, elemental, adaptation
Research Division:Environmental Sciences
Research Group:Climate change impacts and adaptation
Research Field:Human impacts of climate change and human adaptation
Objective Division:Environmental Policy, Climate Change and Natural Hazards
Objective Group:Adaptation to climate change
Objective Field:Social impacts of climate change and variability
UTAS Author:Lucas, CH (Dr Chloe Lucas)
ID Code:149932
Year Published:2022
Deposited By:Geography and Spatial Science
Deposited On:2022-04-29
Last Modified:2022-07-28

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