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After the flood: Diverse discourses of resilience in the United States and Australia

Citation

Lucas, CH and Young, T, After the flood: Diverse discourses of resilience in the United States and Australia, Climate, Society and Elemental Insurance: Capacities and Limitations, Routledge, K Booth, C Lucas & S French (ed), Oxford, UK, pp. 70-82. ISBN 978-0-367-74386-4 (2022) [Research Book Chapter]


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DOI: doi:10.4324/9781003157571

Abstract

Insurance is widely promoted as a vital means of resilience to climatic disasters such as floods. We describe cases of flood and storm damage that occurred in Houston, United States (2017) and Hobart, Australia (2018). Using these case studies, we examine the ways in which flood resilience is discursively and structurally constructed by governments, insurers, and the public in the United States and Australia. We identify a technocratic discourse of resilience that focusses on financial recovery and bounce-back to equilibrium, perpetuated by insurers and governments. We investigate how the experience of insurance (or lack of insurance) affected the resilience of householders whose homes were flooded. Insured householders described their resilience as affected by the uncertainty created through the insurance experience, and dependent on their capacity to advocate for their rights in a challenging insurance bureaucracy. The insurance-driven recovery process exposed an uneven landscape of vulnerability, access to resources, and political power illustrating insurance's duality in expediting recovery and amplifying existing disparities.

Item Details

Item Type:Research Book Chapter
Keywords:insurance, climate change, elemental, adaptation
Research Division:Environmental Sciences
Research Group:Climate change impacts and adaptation
Research Field:Human impacts of climate change and human adaptation
Objective Division:Environmental Policy, Climate Change and Natural Hazards
Objective Group:Adaptation to climate change
Objective Field:Social impacts of climate change and variability
UTAS Author:Lucas, CH (Dr Chloe Lucas)
ID Code:149931
Year Published:2022
Deposited By:Geography and Spatial Science
Deposited On:2022-04-29
Last Modified:2022-06-23
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