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Insurance is unaffordable for some, but itís middle Australia that is underinsured


Booth, KI and Lucas, C, Insurance is unaffordable for some, but it's middle Australia that is underinsured, The Conversation, The Conversation Media Group Ltd, Australia, 20 November 2018 (2018) [Newspaper Article]

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House and contents underinsurance looks like a problem in need of a solution. It is estimated around half of Australians donít have an insurance policy that fully covers their assets. Without insurance, households are unable to "bounce back" after a disaster or emergency event.

A lack of insurance has been associated with issues of affordability. It has been assumed that households suffering financial hardship and disadvantage are at risk of being underinsured. If their property is lost or damaged, underinsurance would lead to hardship and disadvantage becoming more entrenched.

But emerging research in Australian cities shows that rental status rather than socio-economic disadvantage is a driver of underinsurance. The prevalence of "middle Australian" renters who donít have contents insurance is challenging the idea that affordability is the real issue.

Item Details

Item Type:Newspaper Article
Keywords:insurance, urban, housing, environment, underinsurance
Research Division:Human Society
Research Group:Human geography
Research Field:Social geography
Objective Division:Expanding Knowledge
Objective Group:Expanding knowledge
Objective Field:Expanding knowledge in human society
UTAS Author:Booth, KI (Dr Kate Booth)
UTAS Author:Lucas, C (Dr Chloe Lucas)
ID Code:129336
Year Published:2018
Funding Support:Australian Research Council (DP170100096)
Deposited By:Geography and Spatial Science
Deposited On:2018-11-23
Last Modified:2018-11-27

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