Insurance is overlooked in both planning practice and research. Focusing on house and contents insurance in disaster-prone areas of Australia, I describe why the impacts of insurance availability and pricing on urban form requires greater attention from planners. In an environment of increasing climate change related risks, the growing influence of insurance and insurers is exacerbating social and financial inequity. This fosters the creation of disadvantaged enclaves, protected pockets of wealth, and sustains insurer profits. I call for the better integration of insurance within planning, particularly a more considered and careful mobilization of insurance in disaster preparation. I present four research questions that appear pertinent for advancing planning in disaster-prone urban areas.

Item Type:	Refereed Article
Keywords:	insurance, urban, climate change, planning, housing, disasters, financialization
Research Division:	Human Society
Research Group:	Human geography
Research Field:	Social geography
Objective Division:	Expanding Knowledge
Objective Group:	Expanding knowledge
Objective Field:	Expanding knowledge in human society
UTAS Author:	Booth, K (Associate Professor Kate Booth)
ID Code:	123709
Year Published:	2018
Funding Support:	Australian Research Council (DP170100096)
Web of Science® Times Cited:	10
Deposited By:	Geography and Spatial Science
Deposited On:	2018-01-19
Last Modified:	2019-03-14
Downloads:	0