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Profiteering from disaster: why planners need to be paying more attention to insurance
Insurance is overlooked in both planning practice and research. Focusing on house and contents insurance in disaster-prone areas of Australia, I describe why the impacts of insurance availability and pricing on urban form requires greater attention from planners. In an environment of increasing climate change related risks, the growing influence of insurance and insurers is exacerbating social and financial inequity. This fosters the creation of disadvantaged enclaves, protected pockets of wealth, and sustains insurer profits. I call for the better integration of insurance within planning, particularly a more considered and careful mobilization of insurance in disaster preparation. I present four research questions that appear pertinent for advancing planning in disaster-prone urban areas.
Funding
Australian Research Council
History
Publication title
Planning Practice and ResearchVolume
33Pagination
211-227ISSN
0269-7459Department/School
School of Geography, Planning and Spatial SciencesPublisher
RoutledgePlace of publication
United KingdomRights statement
© 2018 Informa UK LimitedRepository Status
- Restricted