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M&E-NetPay: a micropayment system for mobile and electronic commerce

Citation

Huang, X and Bao, J and Dai, X and Singh, E and Huang, W and Huang, C, M&E-NetPay: a micropayment system for mobile and electronic commerce, Symmetry, 8, (8) Article 74. ISSN 2073-8994 (2016) [Refereed Article]


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Copyright Statement

Copyright 2016 the authors. Licensed under Creative Commons Attribution 4.0 International (CC BY 4.0) https://creativecommons.org/licenses/by/4.0/

DOI: doi:10.3390/sym8080074

Abstract

As an increasing number of people purchase goods and services online, micropayment systems are becoming particularly important for mobile and electronic commerce. We have designed and developed such a system called M&E-NetPay (Mobile and Electronic NetPay). With open interoperability and mobility, M&E-NetPay uses web services to connect brokers and vendors, providing secure, flexible and reliable credit services over the Internet. In particular, M&E-NetPay makes use of a secure, inexpensive and debit-based off-line protocol that allows vendors to interact only with customers, after validating coins. The design of the architecture and protocol of M&E-NetPay are presented, together with the implementation of its prototype in ringtone and wallpaper sites. To validate our system, we have conducted its evaluations on performance, usability and heuristics. Furthermore, we compare our system to the CORBA-based (Common Object Request Broker Architecture) off-line micro-payment systems. The results have demonstrated that M&E-NetPay outperforms the .NET-based M&E-NetPay system in terms of performance and user satisfaction.

Item Details

Item Type:Refereed Article
Keywords:mobile and electronic commerce, micro-payment, web services, electronic wallet, mobile networks
Research Division:Information and Computing Sciences
Research Group:Information Systems
Research Field:Computer-Human Interaction
Objective Division:Expanding Knowledge
Objective Group:Expanding Knowledge
Objective Field:Expanding Knowledge in the Information and Computing Sciences
Author:Huang, W (Dr Tony Huang)
ID Code:112920
Year Published:2016
Deposited By:Computing and Information Systems
Deposited On:2016-12-04
Last Modified:2017-11-13
Downloads:7 View Download Statistics

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